April 2021
April 30
Fusion Management Console(FMC) for VBOs
Feature UpdateFusion Management Console is the go-to place for the Fusion tenants to set up and manage their program. Fintechs can now access FMC which currently has the components of the Report center, Support center, and Documentation guide for integration.Read more about Fusion Management Console
April 29
Search on Fusion docs has improved
FixedWe have enhanced the search experience for the users on the Fusion docs website.
- You can view the latest pages under recently visited pages in the search dropdown for quick navigation.
- You can now use the hotkey- ‘/’ (forward slash) to start searching
- The search results are now displayed on a separate search page classified
- The results are classified on the basis of the source module under the respective tabs
April 10
Dev guides are now have with 5-minute explainer videos
Docs UpdateThe fusion documentation now has 5-minute explainer videos by fusion’s product team members, for each item to help you gain quick context on the concept and the inhalts of the topic. We are adding videos to the pages every month. Look out for videos on Dev Guides
April 7
Cookbook for Just-in-time funding published
Docs UpdateA step by step guide for the fintechs to setup just-in-time funding capability with Fusion APIs is now available under the Cookbooks section as Just-in time funding
March 2021
March 23
Aadhaar XML based Full KYC for RBL applicants
Feature UpdateFintechs with RBL IFI can now integrate with Fusion Aadhaar XML KYC service to offer a fully digital KYC experience to their applicants without requiring any doorstep agent assistance for the Full KYC.
March 18
Enabled webhook notification for 'shortfall' to 'minimal' KYC upgrade with the RBL bank
AnnouncementFintechs can now subscribe to the webhook for KYC status up-gradation event of an account holder from ‘shortfall’ to ‘minimal’, with the RBL Bank
March 17
VBO tagging for new AH on-boarding using Biometric KYC completed
FixedNew applicants signing up with RBL Fintechs using Biometric KYC as full KYC mode were not getting mapped to the Fintech appropriately to the fintech post completion of the biometric KYC. This led to the issues where the Fintechs were not able to fetch details of such users with the get account holder endpoints. This issue is fixed now.
March 17
Integration and go-live checklist published on Fusion docs
Docs UpdateWe have added a step-by-step walkthrough for the fintechs on how to go about integrating with Fusion in the Integration and go-live checklist now available in the cookbooks section.
March 15
Published error codes for the APIs
Docs UpdateFintechs can refer to the detailed description of different error codes for each of the API endpoints in one place- the API reference page. Follow the link to view the Generic error codes and the module wise error codes
March 8
Request ID support in Bundles
AnnouncementWe have added support for RequestID in Bundle Issuance APIs. RequestID can be used to uniquely identify every issuance request and is to be passed in the body parameters of the APIs. It is an optional field. In case it is not explicitly passed in the issuance request, Fusion will generate a unique requestID and return it in the response of the API.
March 5
Addition of a new report– ‘KYC report’ to the report centre
AnnouncementWe have added a new report to enable the fintechs to get the summary of the account holders created in a period along with the respective KYC statuses and validity details, under the KYC reports. For more details, refer KYC reports.
Feburary 2021
February 26
Feature suggestion board
Docs UpdatePage visitors can suggest improvements and share feedback through the AHA board with the fusion team by–
Feburary 20
Application Dev Guide Published
Docs UpdateWe have added the Application Dev Guide. These APIs allow more flexibility in the application process and the provisioning workflow.
Feburary 19
Added fields in the report centre for the fintechs
AnnouncementWe have added the below fields to the reports enabling a more comprehensive insight into the program.
| Field Name | Description | Affected Report |
| account_id | Unique identifier for an account |
|
| ah_attributes | Custom account holder attribute passed at the time of account holder creation |
|
| reversaltxnids | The ID of Original transaction for reference, which is populated only if the reversal exists |
|
| merchant_mcc | Merchant Category Code for the merchant where the transaction is done (e.g. 4211) |
|
| merchant_mid | Merchant ID |
|
| rrn | Retrieval reference number for the payment as shared by the network (e.g. 15719447806) |
|
| merchant_tid | Merchant terminal ID |
|
| merchant_city | City where the merchant is located |
|
| merchant_name | Name of the merchant |
|
| transactionid_reversed | The ID of the original transaction for reference purpose. This is populated only if the record is for a reversal. |
|
| product_type | Classification of account product that is being credited/ debited |
|
Feburary 15
Validation on Resource Target URI removed
AnnouncementWe have removed the validation that resource should be targetURI mapped to an account. Now resource can be created without passing any targetURI value. The only constraint is that targetURI of resource and targetURI of form factor cannot both remain empty.
Feburary 6
Mobile number as a form factor for multiple fintechs
FixedAn applicant can now register using the same mobile number with different fintechs registered with the same issuing financial institution (IFI). The previous approach of ‘one mobile number-one fintech account with the IFI’ has been discontinued. This will enable using the same mobile number as a form factor for multiple fintechs under the same IFI.
January 2021
January 22
Fusion Service Level Agreements
Docs UpdateWe have published the standard SLAs under More section. Service Level Agreements (SLA) document defines the acceptable and unacceptable service levels, the indicators associated with these service levels, and actions to be taken in specific circumstances. You can review Acceptable and Unacceptable service levels for your Fusion Program in the SLA section now.
January 20
New User Guides Published
Docs UpdateThe User Guides for Support Centre , Report Centre Centre and the Standard Report Catalog have been published under Management Console.
December 2020
December 22
Aadhar Biometric KYC - RBL Update
FixedThe getDetails API from RBL has been modified to fetch the information for a given number to validate whether onboard API of RBL was successful or not.The Real Account Holder can now resume his journey from where they left off in the RBL Biometric flow, which improves the user experience of the Account Holder.
November 2020
November 29
Aadhar Biometric KYC - RBL
AnnouncementAadhar Biometric KYC wth RBL is now supported on Fusion. Fusion provides the APK to third party agents to complete Biometric KYC. The agent collects the biometric input (fingerprint or IRIS) and is authenticated againast the UIDAI Aadhar data. Biometric KYC can be used to ehance the KYC state of Real Account Holder to Full KYC. Read more about Aadhar Biometric KYC - RBL
Transaction API
FixedIn case of any 5XX failure for Account2Account transfer the fintech should be able to verify the status of the transaction. We have added the capability to check the status of the transaction if it gets failed due to 5XX error code.
/transactions/{transactionID} API helps query the transaction_id using the request_id shared by the fintechs. This is useful in case there is a surge in 5XX type failures in A2A transfer.
For A2A transfers, API passes RequestId and IfiID as a query parameter and returns back the transaction_id in case the transaction was successful & “no transaction found against the request id” if the transaction was not processed in Fusion with corresponding error code.
October 2020
October 10
Simple Credit Line Management System
AnnouncementSCLMS facilitates maintaining credit line for the accounts and using just in time funding for card transactions performed by the Account holders. Using SCLMS fintechs can maintain credit lines for their account holders as well as orchestrate Just in Time Funding from the credit limit to the account of the account holder. As part of the SCLMS we have added two APIs.
Increase Credit Limit Balance
Feature UpdateYou can increase the credit limit balance using the /increaseCreditBalance API now in SCLMS.
Pass the currency and amount and payment ID as part of the request body of the API.
Decrease Credit Limit Balance
Feature UpdateYou can decrease the credit limit balance using the /decreaseCreditBalance API now in SCLMS.
Pass the currency and amount and payment ID as part of the request body of the API.